Cis170 Essay Example for Free

Cis170 Essay using System. Collections. Generic; using System. Linq; using System. Text; namespace Lab5A { class Program { static void Main(string[] args) { string[] playerName = new string[100]; int[] playerScore = new int[100]; int c = 0; c=InputData(ref playerName, ref playerScore); double avg= CalculateAverageScore(ref playerScore,c); Console. WriteLine(Name Score); DisplayPlayerData(ref playerName, ref playerScore, c); Console. WriteLine(); Console. WriteLine(Average Score: + avg + ); Console. WriteLine(Players Who Scored Below Average); Console. WriteLine(Name Score); DisplayBelowAverage(avg, ref playerName, ref playerScore,c); } static int InputData(ref string[] player, ref int[] score) { int addName = 0,counter=0; do { Console. Write(Enter Players Name (Q to quit): ); player[counter] = Console. ReadLine(); if (player[counter] == q || player[counter] == Q) { addName = 1; } else { Console. Write(Enter score for {0}: , player[counter]); score[counter] = Convert. ToInt32(Console. ReadLine()); counter++; } } while (addName ! = 1); eturn counter; } static void DisplayPlayerData(ref string[] playerName, ref int[] playerScore,int counter) { for (int i = 0; i lt; counter; i++) { Console. WriteLine({0} {1}, playerName[i], playerScore[i]); } } static double CalculateAverageScore(ref int[] playerScore,int counter) { int total = 0, avg = 0; for (int i = 0; i lt; counter; ++i) { total += Convert. ToInt32(playerScore[i]); } if (playerScore. Length gt; 0) avg = total / counter; return avg; } static void DisplayBelowAverage(double avg, ref string[] playerName, ref int[] playerScore,int counter) { or (int i = 0; i lt; counter; i++) { if (playerScore[i] lt; avg) { Console. WriteLine({0} {1}, playerName[i], playerScore[i]); } } Console. ReadLine(); } } } Part B: using System; using System. Collections. Generic; using System. Linq; using System. Text; using System. Collections; namespace Week_5_iLab_Part_B { class Program { static void Main(string[] args) { string response = y; ArrayList LastNameAL = new ArrayList(); //Console. Write(Enter a last name: ); //LastNameAL. Add(Console. ReadLine()); //Console. Write(Keep Going? (Y/N) ); //response = Console. ReadLine(); while (response == y) { Console. Write(Enter a last name: ); LastNameAL. Add(Console. ReadLine()); Console. Write(Keep Going? (y/n) ); response = Console. ReadLine(); } Console. WriteLine(LastNameAL. Count + last names entered. ); Console. WriteLine(Last names in ascending order. ); LastNameAL. Sort(); foreach (string s in LastNameAL) { Console. WriteLine(s); } Console. WriteLine(Last names in descending order. ); LastNameAL. Reverse(); foreach (string s in LastNameAL) { Console. WriteLine(s); } Console. ReadLine(); } } }

Comparing Relationships in Raymond Carver’s Cathedral and Langston Hughes Mother To Son :: Comparison Compare Contrast Essays

Relationships in Raymond Carver’s Cathedral and Langston Hughes' Mother To Son My Idea of family honestly didn't begin until I agreed to marriage and children. Until that moment, in my laxity, I hadn't even considered the many aspects and values a family should consist of. My experience needless to say, laid in shattered pieces long before I took over the reins of raising myself and built a blockade fortress of stoicism. In all seriousness, I often considered never having a relationship, thinking I was incapable of possessing the experience it would take to pursue such an endeavor. Needless to say, I didn't say 'yes' the first time. In spite of this, I did marry; yet my idea of family was built without preconceived ideologies. I've done what I felt was nurturing and beneficial for my children both environmentally and educationally. All in all, my family is successful though we are a work in progress. I'm often overly diligent in their wellbeing out of my heightened need for them what I never had; the experience of a wonderful family that sets the basis for a su ccessful life when life beyond the days of a dreamy child are a hardship all their own. Family relationships, be it any form, is as always a work in progress, yet, with the fiction work of Cathedral by Raymond Carver and with Langston Hughes' poem Mother To Son, we see those with steadfast nerves and unwavering determination can succeed in this precious and challenging undertaking. When concentrating on the foundation of a promising family, being that of love in marriage in reference to the fiction "Cathedral," I come to see some semblance between my idea of an assuring affinity told by the husband, only referred to as "Bub." Although not blatantly apparent is the husband's love for his wife, he does show it with a bit of a jealous disposition. When referring to his wife's ex-husband, he purposely neglects to even give the guy a name as a result of his envious attitude jeering, "Her officer-why should he have a name? He was the childhood sweetheart, and what more does he want? (818). Besides jealousy, he also expresses many other emotions of a typical loving husband such as: protection, affection, consideration and hurt, with regards to his wife's relationship with her friend Robert, he pouts, I didn't want him (Robert) to think I'd left the room, and I didn't want her to think I was feeling left out.

Management Under Uncertainly Essay

I had been in Target as a temporary worker and one decision made by the manager left a deep impression on me. As one of the largest retail stores in Australia, Target can be found in the shopping centre of most area. The store I had worked is located in Leichhardt which had the expectancy was achieving a sales budget of $ 50,000 per day, and then the net profit would reach $6000. In order to make the expectation into reality, the manager of Target Leichhardt store from the point of view of cost savings decided to cut the shifts of employees. Originally, one shift had four cashiers, but now reduced to two cashiers. In addition, the manger made a decision to no longer use customer greeters. In Target store, the duty of greeter is not only greet customers into the store, but also check the bags of customers to avoid theft when they leave. The manager decided to reduce shift because he found this is a kind of waste when the store is not busy. On the other hand, he thought the customer greeter looks like a decoration because the phenomenon of pilferage was rarely. Although the manager made the adjustments, the result was still not satisfied and the outcome was the store has not achieved the budget. These decisions caused complaint from a lot of customers about the long queue when they went to the checkout. I had seen some customers drop off the commodities which they had selected because they do not like to wait for a long time. Beyond that, the two operators always feel tired and unfair when the store is very busy. Once they feel bored, they will not have enough energy and passion to serve customers. Furthermore, no longer use greeter also caused some negative effects. For example, tally clerk found that small and precious items had been lost regularly. Obviously, there were customers in the store for stealing and the action of theft reduced the budget seriously. Analysis of the Decision Teale, Dispenza, Flynn, & Currie (2003) pointed out that the bounded rational decision making is refer to there are many options, but the decision maker only consider some of these, or from the long term, that is not a best decision but the most suitable for the current situation. Here is an example, a lady fell down along the road and break her stiletto heel, and then she quickly goes into a cheap shoe store and bought a pair of lip-flops that she had never worn before. If it is in normal circumstances, the lady will buy a pair of shoes that she likes at ordinary times, but now she is in a hurry and can not wear the shoes with broken heels. So, buy a pair of shoes that does not like usually become an appropriate choice. This can be called â€Å"satisfying†. People in most cases do decision like this, because sometimes we do not consider all the possibilities in order to save time (Campling, Poole, Wiesner, Ang, Chan, Tan & Schermerhorn, 2008). Decision-makers always pick up the most useful one. In the Target Leichhardt store, because the manager chose the solution to reduce the costs in a short time, the decision can be defined as Satisfying. The decision of this store manager made just embodies the people’s bounded rationality in decision making process. The managers thought the store can increase budget by cutting costs. However, queuing for a long time can make customers have bad impression on the store. Finally, people thought for long lines when they mention this store, then they refuse to go to the store shopping instinctively. People should consider three processes that bounded rationality usually involve in. hey are simple search, simple stopping and simple decision rules. These three rules are also referred to as â€Å"heuristics†, it is used to describe â€Å"how normal people make decisions without calculating utilities and probabilities† (Gigerenzer & Todd, 2012). In this case, the manager made decision without calculating the chance of various results by using the optimal and maximizing outcome. . In this situation, the manager didn’t use the optimal or maximizing outcome to calculate the probability of outcome occurring, he didn’t use the utility to calculate the expected happiness. There are many factors that can cause bounded rationality, such as emotion, knowledge and culture. According to Teale et al (2003), bounded rationality can also be interpreted as non-rational decisions. This is because people have limited knowledge level and lack of training. The lack of knowledge and training make people with narrow horizons, and then can not take a panoramic view of the situation and do not have a long-term view. In this Target store, the manager did not investigate and understand the situation of the store from all aspects carefully; it also can say he was lack of practical experience in management of decision making. His decision can only satisfy the short-term interest if it goes well. However, it turns out he did not achieve the short-term goals. In terms of the long time interest, invoice for a long time and occasionally steal phenomenon caused bad effect on the company’s image. On the other hand, decision-maker do not communicate smoothly and actively with others can also affect the decision making (McKee, 2010). According to my observation, the manager lack basic understanding of the store and he seldom communicated with employees and customers. Sometimes, he just organized the regular meeting, and the aim of meeting is to decorate task without exchange views with others. When someone makes decision by himself without communicate with others, bounded rationality can get a higher frequency of occurrence. Lacks of communication not only lead to make decision unwise, because the decision maker is likely to be emotional to make a decision, but also make the decision maker overconfidence. In real life, we meet some people who always think they are right (Hanson, Hitt, Ireland & Hoskisson, 2011). Beyond that, environment can cause bounded rationality. Today’s general environment is complicated and changefully, people can obtain information from various channels and ways. Not all information is appropriate, sometimes wrong information mislead decision maker to make an irrational decision. In this case, the general environment is the customers and sales performance are different and the manager eager to prove his ability. So he made a non rational decision and this decision does not have any benefit for a long term operation. Reflection Mckee (2010) show us The Eight Stage Decision Making Process Model. If I were the manager in this case, I would use the above mentioned model to help me to make a rational decision. First of all, I would collect all possible information about the sale budget and net profit for five years before. For example, check the financial annual report, the daily turnover and the net profit report. Form these reports, I could analyze and assess which part of work we need to adjust and improve. Our goal is to increase earnings; we can start this goal from attracting more customers rather than reduce shifts and layoff greeters. There are many ways to attract potential customers and make them become returned customers at the same time. One effective way is issue voucher; we can offer a five dollar voucher when the customers purchase more than 50 dollars. By that analogy, we can give ten dollar voucher when the customers purchase more than 100 dollars. In this way, we can ensure customers keep coming. Another way to attract customers is to do some promotions, such as buy three same items for two items price. When I use The Eight Stage Decision Making Process Model to make a decision, I would consider more on one of the elements that is to list alternatives (Mckee, 2010). In this case, arrange employees to the most suitable area according to their own ability and personality is an alternative decision. For instance, a employee with personality of patience and enthusiasm, I would arrange he to be a customer assistance. Put myself in customer’s position, I hope to get a better shopping guide and help. Moreover, Tolbert and Hall (2008) pointed out that the more person involve the decision process, the decision is more rational. Due to the feasibility of this theory, I would be honest to analyze the whole store operating condition and the goals to other managers and employees. Then, I will encourage them to actively participate in discussion and give advices. If I were the manager I would continue to use customer greeters. In order to make them not as decoration, I will arrange them some to do things to attract customers. For example, greeters can pass flyers to passers so that they have a better concept about what product will have a discount in which day. The following step we need to carry out decision, along with this step there may have some obstacles impede our progress. But, these are not serious problems, as long as we step by step; we are able to make sensible decisions (Kramar, Bartram, De Cieri, Noe, Hollenbeck, Gerhart & Wright, 2011). This style of decision making can be described as the rational model. Only managers like a link, fasten all the employees together to make the decision, this decision can be good for long-term development of an organization.

House Of Representatives Member, Phil Roe, Introduced A

House of Representatives member, Phil Roe, introduced a bill to amend the Food and Nutrition Act of 2008. The Healthy Food Choices Act of 2016 would require the participants of the Supplemental Nutrition Assistance Program to use their benefits to purchase items that meet the nutrition requirement proposed by the Special Supplemental Nutrition Program for Women, Infants and Children or WIC program (Roe, 2016). According to the United States Department of Agriculture (2016), there were 45,766,672 people participated in the Supplemental Nutrition Assistance Program in the 2015 fiscal year. This means that nearly forty-six million people will be affected by the passing of this act and would no longer be able to use SNAP to purchase sugary†¦show more content†¦1999). Sugar plays a huge role in the growing obesity levels. The largest source of added sugar in the US diet is sugary drinks. A recent study found that body weight significantly lowered when sugar intake was decreased. While an increased sugar intake led to a similar weight gain. This study also found that children whom consumed sugary drinks had a 55% higher risk of obesity (Hu, 2013). The progression of obesity, added sugar being a main cause, and the billions of US dollars being spent on obesity related healthcare; I believe this act will be supported by the public. The Healthy Food Choices Act of 2016 will restrict the types of drinks that can be purchased with SNAP benefits. Fruit drinks can be purchased if they are 100% concentrate, sugar free, and must contain 72 milligrams of Vitamin C per 8-fluid ounces. Snap participants can purchase milk, flavored milks, and milk substitutes such as almond milk as long as they contain 100 IUs per cup of Vitamin D and 500 IUs per cup of Vitamin A. However, under the new restrictions they would no longer be able to purchase low calorie sweetened beverages or any sports drink. Powerful interest groups like big candy and soda corporations will be important to appease for this act to be passed. Money and strong lobbying has been shown time and time again to control what legislation will be passed. A way to close the gap in the lossShow MoreRelatedStrategic Analysis of Nike Inc12147 Words   |  49 PagesShort-term Strategy ChartÂ…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…..p.37 Human Resources Short-term Strategy ChartÂ…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…...p.37 Finance Short-term Strategy Chart.Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â…Â….p.38 EXECUTIVE SUMMARY Nike Inc. was founded in 1962 by Bill Bowerman and Phil Knight as a partnership under the name, Blue Ribbon Sports. Our modest goal then was to distribute low-cost, high-quality Japanese athletic shoes to American consumers in an attempt to break Germany s domination of the domestic industry. Today inRead MoreNike Strategy Analysis12215 Words   |  49 PagesStrategy Chart†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..p.37 13. Human Resources Short-term Strategy Chart†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...p.37 14. Finance Short-term Strategy Chart.†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.p.38 EXECUTIVE SUMMARY Nike Inc. was founded in 1962 by Bill Bowerman and Phil Knight as a partnership under the name, Blue Ribbon Sports. Our modest goal then was to distribute low-cost, high-quality Japanese athletic shoes to American consumers in an attempt to break Germany s domination of the domestic industry. Today inRead MoreDamodaran Book on Investment Valuation, 2nd Edition398423 Words   |  1594 Pagesthrough on valuations. 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Cyber Security And The Banking Industry - 1029 Words

Eric Frain Term Paper Financial Markets/ Institutions Cyber security in the Banking Industry In this day and age where technology has become more common, there has been problems developing over cyber security. According to Cybersecurity Report 2016, â€Å"Cybercrime has jumped to the second most reported economic crime PWC’s Global Economic Crime Survey and financial institutions are the prime target† (p.1). Financial institutions need answers to how the hackers find the weaknesses in their systems and they need to fast. Another survey also shows that, Macknight says, â€Å"According to The Depository Trust Clearing Corporation’s latest Systemic Risk Barometer Survey, cyber risk remained the number one concern globally among financial service professionals, with 70% of all respondents citing it as a top five risk. So as you can see, there is a developing trend going on and any one of use is vulnerable to having our identity stolen or money taken from one of our accounts that should have been protected. One thing that keeps coming to mind when I think a bout this topic is mobile banking and how many people now a days pay their bills online or go through an App to help them out. Macknight states, â€Å"Banks are constantly worried about whether their online customers are secure, using out-dated software or vulnerable to fraud†. The customer is coincidently the weakest link. 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Marketing Analysis B2b Digital Marketing - 1120 Words

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The Synergistic Effect of State Regulation - MyAssignmenthelp.com

Question: Discuss aboutThe Synergistic Effect of State Regulation. Answer: Introduction The current study presents a thorough analysis of the remuneration report of the company Westpac Banking Corporation (WBC) to gain understanding regarding executive pay and remuneration. This segment presents details of the performance measures that are utilized and evaluates the benchmarking and scorecards along with the use of different non-financial measures. Moving further, this study also reviews the available literature on diverse aspects of methods utilized for analysis of executive pay and acquires several details about the dimensions used. Furthermore, the study also presents media reports and perspectives of analysts to investigate any kind of public discussion about the remuneration of the pertinent executive. Review of topic: The topic under consideration illustrates existing literature on remuneration of the company Westpac Banking Corporation (WBC). Detailed review of the remuneration report reveals the fact that remuneration strategy of the firm Westpac Banking Corporation (WBC) is designed and developed to attract and at the same time retains talents. The management of the firm follows a remuneration strategy aimed at retention of experienced, qualified members of the board and policies to remunerate them properly. In essence, the remuneration policy of the group supports the vision as well as strategy by means of requiring the design and administration of remuneration to align with the customer and interests of shareholders. WBC has a remuneration Committee that aids the board to satisfy the remuneration accountabilities to diverse shareholders by monitoring the policies of the remuneration as well as practices of the entire group, exercises of the external remuneration, market expectations and regul atory necessities in Australia and globally. Review of literature: Analysis of the company literature presenting remuneration report of the company Westpac Banking Corporation shows that the performance of each segment is analysed and enumerated with orientation to the manner risk is handled (Maas and Rosendaal 2016). Additionally the outcomes are also expected to influence remuneration outcomes for accountable workers. Both the board as well as the remuneration committee identifies the scorecard approach at the time of accepting a range of complementary performance objectives, may not help in absolute assessment of overall performance. The remuneration committee therefore uses discretionary adjustments to the scoreboard outcomes for both the CEO as well as group executives (Deschenes et al. 2015). The Group balanced scoreboard uses different measures namely, economic profit, core earnings growth, capital management and adherence to group risk appetite management. In addition to this, the balanced scorecard also uses service resolution, growth highways, digital transformation, people and sustainability as measures of performance (Safari et al. 2016). The group stressed over the return over growth and necessities of capital together with the credit risk weighted assets (Storey 2014). The dimension of economic profit that referred to the underlying returns that generate value for company shareholders have 30% weight and assessment of performance is done by analysing the gap between target and achieved. Similarly core growth in earnings indicated by the revenue growth and corresponding expenses of the firm has 10% weight. The performance of the CEO is also evaluated by analysing smooth delivery of consistent as well as sustainable growth in companys core earnings Westpac.com.au. (2018). Performance disciplines are also enumerated by examining management of capital that helps in providing strong, stable as well as sustainable capital foundation based on which business can grow. Declarations show that Capital as well as liquidity positions are well positioned to satisfy novel necessities and it has 10% weight in analysing performance (Riaz et al. 2015). Again, compliance to the risk appetite statement also helps in making certain that the company can operate within the acceptable limit of risk tolerance (Gitman et al. 2015). This dimension carries 10% weight in evaluating performance in terms of external risk, regulatory as well as compliance environment Westpac.com.au. (2018). In addition to this, service resolution also helps in placing customers at the core of everything they perform and act as an effective measure of the performance in the scorecard. In addition to this, building highways of growth can help in securing upcoming growth in specifically earnings. This carries 10% weight in the scorecard for measurement of performance of CEO. The measure of digital transformation can be considered to be a good measure that analyses the solutions that estimate the requirements of the customers. WBC has attained productivity savings by means of digitising actions and transactions, lessening manual actions and enhancing e-statements. This segment also shows that the company upgraded the Cyber security Coordination Centre for better detection to worldwide trends, novel call centre framework that can materially enhance the experience of calling WBC (Westpac.com.au (2018). In addition to this, the segment of people in the scorecard bears the weight of 10% and is used in analysing the environment that inspires then employees to perform to the best of the capabilities and simultaneously drives the correct behaviour. The company has been declared as the Dow Jones Sustainability Indexs most sustainable institute for 4th consecutive year. Table: Reward Structure (Source: Westpac.com.au 2018). Table: Performance Scorecard (Source: Westpac.com.au 2018). The total reward structure of the firm WBC shows performance along with governance as well as risk adjustment overlay. The annual report replicates the fact that the performance is necessarily examined by the firms board with orientation to the risk management strategies of the group and its diverse divisions. Table: Reward Structure (Source: Westpac.com.au 2018). Analysis of the reward structure shows that in variable reward section, both financial as well as non-financial performance is in line with the strategy of WBC over the short as well as the medium term period. In STI (short term incentive) economic profit, outcomes of customers, people as well as sustainability are used as specific dimensions. Again, TSR is used as a performance measure in long term incentive (LTI) of the variable reward structure of the firm. Again, ROE intends to reward specific achievement of earned returns that is over and above the capital cost whilst generating value of shareholders (Westpac.com.au 2018). Considerable work is undertaken on particularly conduct as well as culture with concentration on strengthening conduct management throughout the group. The Media report shows that the company is responding to the altering regulatory as well as industry landscape with specific initiative on product remediation program, instituting Australian Bankers Association industry proposals and augmenting the remuneration framework. Again, an article published in November 2017, from the Financial Review mentions that the bank inquiry has the need to handle the way the banks disburses the executive pay and need to be put under microscope. Conclusion According to the report, the main driver of the culture of the bank is the pay package of the executives. Based on this, it can be said that the enhanced performance of the financial performance of the Group and outstanding strategic advancement led to a increase in short term incentives that is payable to chief management personnel during this year. Therefore the Board needs to take into account that, on the whole, performance through out a wide range of dimensions surpassed documented expectations. Therefore, it is important to take into consideration the remuneration structure and the outcomes thereby gained from the pay packages. Analysis of the annual report of the firm also replicates the fact that the long term incentives of the firm also did not vest since the extending obstacles that was set by the board at the time when the incentive were first declared during the year 2014 were not attained. As such, these long term incentives might typically consist of one third of the re muneration of the executive. References Deschenes, S., Boubacar, H., Rojas, M. and Morris, T., 2015. Is top-management remuneration influenced by board characteristics?.International Journal of Accounting Information Management,23(1), pp.60-79. Edmonds, T.P., Edmonds, C.D., Tsay, B.Y. and Olds, P.R., 2016.Fundamental managerial accounting concepts. McGraw-Hill Education. Gitman, L.J., Juchau, R. and Flanagan, J., 2015.Principles of managerial finance. Pearson Higher Education AU. Maas, K. and Rosendaal, S., 2016. Sustainability targets in executive remuneration: Targets, time frame, country and sector specification.Business Strategy and the Environment,25(6), pp.390-401. Riaz, Z., Ray, S. and Ray, P., 2015. The Synergistic Effect of State Regulation and Self-Regulation on Disclosure Level of Director and Executive Remuneration in Australia.Administration Society,47(6), pp.623-655. Safari, M., Cooper, B.J. and Dellaportas, S., 2016. The influence of remuneration structures on financial reporting quality: evidence from Australia.Australian Accounting Review,26(1), pp.66-75. Storey, J., 2014.New Perspectives on Human Resource Management (Routledge Revivals). Routledge. Westpac.com.au. (2018).Annual reports | Westpac. [online] Available at: https://www.westpac.com.au/about-westpac/investor-centre/financial-information/annual-reports/ [Accessed 6 Jan. 2018]. Weygandt, J.J., Kimmel, P.D. and Kieso, D.E., 2015.Financial Managerial Accounting. John Wiley Sons.